Drink Driver Car Insurance: The Best Ways to Save Money With Your Driving

 

Drink Driver Car Insurance: The Best Ways to Save Money With Your Driving

Section 1: Drinking And Driving

When you are involved in a car accident, you and your friends will be understandably shaken up. After you are checked by the paramedics, the police will be there to talk to you about what happened, if you were in your vehicle at the time of the accident, and more. These officials have the authority to order blood and urine tests for the driver and passengers involved, and these tests are only done in the presence of a medical professional. It is possible that your driver’s license will be suspended due to an alcohol related crash. However, if you have your own car insurance policy, you will be eligible for the purchase of a DRIVEN risk premium.

Insurance claims for this crash can be quite expensive.

Drink Driver Car Insurance

When You Get Into a Crash, Insurance Is the Last Thing on Your Mind

It’s late at night, you’ve got a little to drink and someone cuts you off on the highway. Nothing too serious, but still, the red light and subsequent collision send your car rolling over the side of the highway and off the edge of a cliff.

This is a tragic scenario for many people who don’t have proper insurance coverage, leaving their car to be destroyed. It’s only natural that you panic and get emotional when you see the car getting crumpled and crushed under the guardrail.

A huge chunk of your belongings will be ruined as well, and you’re completely at a loss on how to proceed, how to move on.

Why You Need Drink Drive Car Insurance

Whether you’re hiring a car to run your business or driving for a company, the last thing you need is a drink driver on the premises. Unfortunately, this is a sad reality of modern life. There is no form of transportation quite as dangerous as a driver under the influence. While there is plenty of fantastic technological aids out there, the old fashioned eyesight and reaction time will always trump technology.

With the Government cracking down on drink driving, new laws have been implemented that see even the most accomplished and skilled drivers getting caught. If you’re a professional driver, the likelihood of you being caught for drink driving is high.

Even if you’re not a professional driver, there are other reasons to consider insurance to protect your driving.

How To Lower Your Drink Driver Car Insurance Costs

Drink driver car insurance costs are on the rise, not just in Ireland but around the world. When a car insurance company makes it clear to you that you are driving under the influence of alcohol or drugs, you need to take action and look at the different ways in which you can reduce the cost of your drink driver insurance. This article explains how.

Understand Your Conditions of Motor Insurance

Before looking into reducing the cost of your car insurance cover, it is important that you understand exactly what type of driving does and doesn’t mean you’re an alcoholic. Driving under the influence of drugs and alcohol is illegal and can lead to a big fine and a driving ban.

Think about how long you’ve had your car and if you’ve had a drink driving conviction.

Conclusion

You may have made a number of silly mistakes or even known someone who has made the same mistakes in the past, but if you haven’t made a similar mistake yourself yet, then you’re in luck, as you are still alive. Here are a few things you could do to save some cash on car insurance.

After a difficult drive, there’s nothing more depressing than having to pay a hefty bill at the end of the month. It’s a shame, but it does happen. Perhaps you got caught behind a slow driver in traffic on the motorway and got taken out by the driver behind.

Luckily for you, car insurance is easily solved by taking some action. You can make sure that your car is fully insured, so that you won’t end up paying thousands of dollars in unnecessary claims. It doesn’t mean that you should drive like a maniac.